:root{
    --navy:#0d3049;
    --navy-dark:#0a2438;
    --gold:#c9a35d;
    --gold-dark:#b8924a;
    --green:#3f7a4e;
    --text-dark:#1c2b36;
    --text-gray:#5b6b73;
    --bg-light:#f7f6f3;
    --white:#ffffff;
  }
  *{margin:0;padding:0;box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  section, .hero, .services-board, .about-section, .footer{scroll-margin-top:90px;}
  body{font-family:'Poppins',Arial,sans-serif;color:var(--text-dark);background:var(--white);}
  a{text-decoration:none;color:inherit;}
  ul{list-style:none;}
  img{max-width:100%;display:block;}

  /* Top bar */
  .topbar{
    background:var(--navy-dark);
    color:var(--gold);
    font-family:'Poppins',Arial,sans-serif;
    font-size:13px;
    display:flex;
    justify-content:space-between;
    align-items:center;
    padding:8px 40px;
  }
  .topbar .left, .topbar .right{display:flex;gap:28px;align-items:center;}
  .topbar span{display:flex;align-items:center;gap:6px;}

  /* Nav */
  .navbar{
    display:flex;
    justify-content:space-between;
    align-items:center;
    padding:0 40px;
    height:78px;
    background:var(--white);
    border-bottom:1px solid #eee;
    position:sticky;
    top:0;
    z-index:100;
    box-shadow:0 2px 14px rgba(13,48,73,0.06);
  }
  .logo{display:flex;align-items:center;gap:10px;flex:none;}
  .logo img{width:48px;height:48px;}
  .logo .brand-text{font-family:'Poppins',Arial,sans-serif;}
  .logo .brand-text .name{font-family:'Playfair Display',Georgia,serif;font-size:23px;color:var(--navy);font-weight:700;letter-spacing:0.5px;line-height:1;}
  .logo .brand-text .tag{font-size:10px;color:var(--gold-dark);letter-spacing:2px;}

  .nav-links{
    display:flex;
    align-items:center;
    gap:6px;
    font-family:'Poppins',Arial,sans-serif;
    font-size:12.5px;
    font-weight:600;
    color:var(--navy);
    letter-spacing:0.4px;
    height:100%;
  }
  .nav-links > li{
    position:relative;
    height:100%;
    display:flex;
    align-items:center;
  }
  .nav-links > li > a,
  .nav-links > li > .nav-toggle{
    display:flex;
    align-items:center;
    gap:5px;
    height:100%;
    padding:0 14px;
    color:var(--navy);
    white-space:nowrap;
    border-bottom:2px solid transparent;
    transition:color 0.2s ease, border-color 0.2s ease, background 0.2s ease;
    cursor:pointer;
    background:none;
    border-top:none;
    border-left:none;
    border-right:none;
    font:inherit;
  }
  .nav-links > li > a:hover,
  .nav-links > li:hover > a,
  .nav-links > li:hover > .nav-toggle,
  .nav-links > li.active > a{
    color:var(--gold-dark);
    border-bottom-color:var(--gold-dark);
    background:rgba(201,163,93,0.06);
  }
  .nav-links .caret{
    width:8px;height:8px;
    border-right:1.6px solid currentColor;
    border-bottom:1.6px solid currentColor;
    transform:rotate(45deg);
    margin-top:-3px;
    transition:transform 0.2s ease;
    flex:none;
  }
  .nav-links li.has-dropdown:hover .caret{transform:rotate(225deg);margin-top:3px;}

  /* Dropdown */
  .dropdown{
    position:absolute;
    top:100%;
    left:0;
    min-width:250px;
    background:var(--white);
    border-radius:10px;
    box-shadow:0 16px 40px rgba(13,48,73,0.16);
    border:1px solid #eee;
    padding:8px;
    opacity:0;
    visibility:hidden;
    transform:translateY(8px);
    transition:opacity 0.18s ease, transform 0.18s ease, visibility 0.18s ease;
    z-index:50;
  }
  .nav-links li.has-dropdown:hover .dropdown,
  .nav-links li.has-dropdown:focus-within .dropdown{
    opacity:1;
    visibility:visible;
    transform:translateY(0);
  }
  .dropdown li{list-style:none;}
  .dropdown a{
    display:block;
    padding:11px 14px;
    border-radius:6px;
    color:var(--text-dark);
    font-size:13px;
    font-weight:500;
    letter-spacing:0.2px;
    white-space:nowrap;
    transition:background 0.15s ease, color 0.15s ease, padding-left 0.15s ease;
  }
  .dropdown a:hover{
    background:var(--bg-light);
    color:var(--gold-dark);
    padding-left:18px;
  }
  .dropdown .divider{height:1px;background:#eee;margin:6px 4px;}
  .dropdown li.active a{background:var(--bg-light);color:var(--gold-dark);}
  .nav-links li.has-dropdown.dropdown-active > .nav-toggle{color:var(--gold-dark);border-bottom-color:var(--gold-dark);}

  .nav-cta{
    display:flex;
    align-items:center;
    gap:16px;
    flex:none;
  }
  .nav-cta .btn-gold{padding:11px 22px;font-size:11.5px;}

  /* Mobile nav toggle */
  .nav-burger{
    display:none;
    flex-direction:column;
    justify-content:center;
    gap:5px;
    width:38px;
    height:38px;
    background:none;
    border:none;
    cursor:pointer;
    flex:none;
  }
  .nav-burger span{
    display:block;
    height:2px;
    width:100%;
    background:var(--navy);
    border-radius:2px;
    transition:transform 0.25s ease, opacity 0.25s ease;
  }
  .navbar.nav-open .nav-burger span:nth-child(1){transform:translateY(7px) rotate(45deg);}
  .navbar.nav-open .nav-burger span:nth-child(2){opacity:0;}
  .navbar.nav-open .nav-burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}

  /* Hero */
  .hero{
    display:flex;
    background:var(--navy);
    position:relative;
    height:420px;
    overflow:hidden;
  }
  .hero-left{
    color:var(--white);
    padding:0 60px;
    width:640px;
    flex:none;
    display:flex;
    flex-direction:column;
    justify-content:center;
    position:relative;
    z-index:2;
    background:var(--navy);
  }
  .hero-left h1{
    font-size:34px;
    line-height:1.25;
    font-weight:bold;
    font-family:'Playfair Display',Georgia,serif;
    margin:0;
  }
  .hero-left .script{
    font-family:'Brush Script MT','Segoe Script',cursive;
    color:var(--gold);
    font-size:46px;
    line-height:1;
    margin:4px 0 6px;
  }
  .script-rule{
    display:flex;
    align-items:center;
    gap:10px;
    width:230px;
    margin-bottom:20px;
  }
  .script-rule::before,
  .script-rule::after{
    content:"";
    flex:1;
    height:1px;
    background:rgba(201,163,93,0.55);
  }
  .script-rule .leaf{
    color:var(--gold);
    font-size:13px;
    flex:none;
  }
  .hero-left p{
    font-family:'Poppins',Arial,sans-serif;
    font-size:14px;
    color:#dce4e9;
    margin-bottom:26px;
    line-height:1.6;
  }
  .hero-btns{display:flex;gap:14px;}
  .btn-gold{
    background:var(--gold);
    color:var(--navy-dark);
    font-family:'Poppins',Arial,sans-serif;
    font-weight:bold;
    font-size:12px;
    padding:14px 26px;
    border:none;
    border-radius:999px;
    cursor:pointer;
    letter-spacing:0.5px;
    display:inline-flex;
    align-items:center;
    gap:8px;
  }
  .btn-outline{
    background:transparent;
    border:1px solid var(--white);
    color:var(--white);
    font-family:'Poppins',Arial,sans-serif;
    font-weight:bold;
    font-size:12px;
    padding:14px 26px;
    border-radius:999px;
    cursor:pointer;
    letter-spacing:0.5px;
  }
  .hero-right{
    flex:1;
    position:relative;
    overflow:hidden;
  }
  .hero-right img{width:100%;height:100%;object-fit:cover;display:block;}
  .hero-right::before{
    content:"";
    position:absolute;
    top:0;
    bottom:0;
    left:0;
    width:260px;
    background:linear-gradient(90deg, var(--navy) 0%, rgba(13,48,73,0.85) 35%, rgba(13,48,73,0) 100%);
    z-index:1;
  }
  .hero-badge{
    position:absolute;
    right:28px;
    top:50%;
    transform:translateY(-50%);
    background:rgba(10,36,56,0.92);
    color:var(--white);
    padding:22px 26px;
    font-family:'Poppins',Arial,sans-serif;
    font-size:13px;
    font-weight:bold;
    display:flex;
    flex-direction:column;
    gap:16px;
    min-width:230px;
    z-index:3;
  }
  .hero-badge div{display:flex;align-items:center;gap:14px;}
  .hero-badge .dot{
    width:18px;height:18px;
    display:flex;align-items:center;justify-content:center;
    color:var(--gold);flex:none;
  }
  .hero-badge .dot svg{width:18px;height:18px;fill:none;stroke:var(--gold);stroke-width:1.6;}

  /* Services heading */
  .section-heading{
    display:flex;
    align-items:center;
    justify-content:center;
    gap:24px;
    padding:40px 20px 30px;
  }
  .section-heading::before,
  .section-heading::after{
    content:"";
    flex:1 1 auto;
    height:1px;
    background:var(--gold);
    max-width:520px;
  }
  .section-heading h2{
    color:var(--navy);
    font-family:'Playfair Display',Georgia,serif;
    font-size:23px;
    font-weight:600;
    letter-spacing:0.5px;
    white-space:nowrap;
    margin:0;
  }

  /* Services slider board */
  .services-board{
    position:relative;
    padding:0 60px 50px;
  }
  .services-grid{
    display:flex;
    gap:20px;
    overflow-x:auto;
    scroll-snap-type:x mandatory;
    scroll-behavior:smooth;
    padding:4px 4px 16px;
    -ms-overflow-style:none;
    scrollbar-width:none;
  }
  .services-grid::-webkit-scrollbar{display:none;}
  .service-card{
    display:flex;
    align-items:stretch;
    min-height:190px;
    background:var(--white);
    border-radius:18px;
    overflow:hidden;
    flex:0 0 calc((100% - 40px) / 3);
    scroll-snap-align:start;
    box-shadow:0 4px 18px rgba(13,48,73,0.08);
    transition:transform 0.25s ease, box-shadow 0.25s ease;
  }
  .service-card:hover{
    transform:translateY(-4px);
    box-shadow:0 10px 26px rgba(13,48,73,0.14);
  }
  .slider-arrow{
    position:absolute;
    top:calc(50% - 10px);
    transform:translateY(-50%);
    width:42px;height:42px;
    border-radius:50%;
    background:var(--white);
    border:1px solid #e6e1d8;
    box-shadow:0 4px 12px rgba(13,48,73,0.14);
    display:flex;align-items:center;justify-content:center;
    cursor:pointer;
    color:var(--navy);
    font-size:16px;
    z-index:3;
    transition:background 0.2s ease, color 0.2s ease;
  }
  .slider-arrow:hover{background:var(--navy);color:var(--white);}
  .slider-arrow.prev{left:14px;}
  .slider-arrow.next{right:14px;}
  @media (max-width:900px){
    .service-card{flex:0 0 calc((100% - 20px) / 2);}
  }
  @media (max-width:600px){
    .service-card{flex:0 0 88%;}
  }
  .service-card .info{
    flex:0 0 46%;
    max-width:46%;
    padding:18px 16px 16px 0;
    font-family:'Poppins',Arial,sans-serif;
    display:flex;
    flex-direction:column;
  }
  .service-card .icon-circle{
    width:38px;height:38px;border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    color:white;font-size:17px;
    margin-bottom:14px;
    flex:none;
  }
  .service-card.navy .icon-circle{background:var(--navy);}
  .service-card.green .icon-circle{background:var(--green);}
  .service-card .info h3{
    font-family:'Playfair Display',Georgia,serif;
    font-size:16px;
    font-weight:600;
    color:var(--navy);
    letter-spacing:0.3px;
    margin-bottom:8px;
    line-height:1.3;
  }
  .service-card .info p{
    font-size:12px;
    color:var(--text-gray);
    line-height:1.5;
  }
  .service-card .photo-col{
    position:relative;
    flex:1 1 54%;
    overflow:hidden;
  }
  .service-card .photo-col img{
    width:100%;
    height:100%;
    object-fit:cover;
    display:block;
  }
  .service-card .photo-col::before{
    content:"";
    position:absolute;
    inset:0;
    background:linear-gradient(to right, var(--white) 0%, rgba(255,255,255,0.55) 18%, rgba(255,255,255,0) 45%);
    pointer-events:none;
  }
  .service-card .photo-col.rounded-photo{
    border-radius:18px;
  }
  .service-card .photo-col.rounded-photo img{
    object-position:right center;
  }

  /* Feature strip */
  .feature-strip{
    background:linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
    color:var(--white);
    padding:38px 60px;
    font-family:'Poppins',Arial,sans-serif;
    display:flex;
    flex-direction:column;
    gap:30px;
  }
  .feature-strip .features{
    display:grid;
    grid-template-columns:repeat(4, 1fr);
    gap:0;
  }
  .feature-strip .feature{
    display:flex;
    align-items:center;
    gap:16px;
    padding:6px 22px;
    border-left:1px solid rgba(255,255,255,0.14);
    transition:transform 0.2s ease;
  }
  .feature-strip .feature:first-child{border-left:none;padding-left:0;}
  .feature-strip .feature:hover{transform:translateY(-2px);}
  .feature-strip .feature .ic{
    width:46px;height:46px;flex:none;
    border:1.5px solid var(--gold);
    border-radius:50%;
    background:rgba(201,163,93,0.10);
    display:flex;align-items:center;justify-content:center;
    color:var(--gold);
  }
  .feature-strip .feature .ic svg{width:21px;height:21px;fill:none;stroke:var(--gold);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;}
  .feature-strip .feature-text{font-size:12.5px;font-weight:700;letter-spacing:0.5px;line-height:1.35;}
  .insurance-box{
    background:var(--white);
    color:var(--navy);
    display:flex;
    align-items:center;
    gap:30px;
    padding:20px 32px;
    border-radius:14px;
    box-shadow:0 14px 32px rgba(0,0,0,0.16);
    flex-wrap:wrap;
  }
  .insurance-box .accept-label{
    font-size:11px;
    font-weight:700;
    letter-spacing:1px;
    color:var(--gold-dark);
    background:rgba(201,163,93,0.14);
    padding:9px 16px;
    border-radius:999px;
    white-space:nowrap;
  }
  .insurance-box span.brand{color:#555;font-weight:bold;}
  .insurance-box .logos{display:flex;align-items:center;gap:32px;flex:1;flex-wrap:wrap;}
  .insurance-box .logos img{height:26px;width:auto;display:block;object-fit:contain;filter:grayscale(8%);opacity:0.92;}
  .insurance-box .more-label{color:#8a97a1;font-weight:700;font-size:12px;letter-spacing:0.3px;white-space:nowrap;}

  /* Insurance CTA card */
  .insurance-cta{
    background:var(--white);
    color:var(--navy);
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:30px;
    padding:22px 28px;
    border-radius:14px;
    box-shadow:0 14px 32px rgba(0,0,0,0.16);
    border-left:4px solid var(--gold);
    flex-wrap:wrap;
  }
  .insurance-cta .ins-copy{flex:1 1 340px;min-width:260px;}
  .insurance-cta .ins-eyebrow{
    display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:1.4px;
    color:var(--gold-dark);background:rgba(201,163,93,0.14);
    padding:5px 12px;border-radius:999px;margin-bottom:10px;
  }
  .insurance-cta h3{
    font-family:'Playfair Display',Georgia,serif;font-size:19px;font-weight:600;
    color:var(--navy);margin:0 0 6px;line-height:1.3;
  }
  .insurance-cta p{
    font-size:12.5px;color:var(--text-gray);line-height:1.55;margin:0;max-width:520px;
  }
  .insurance-cta .ins-actions{
    display:flex;align-items:center;gap:14px;flex-wrap:wrap;flex:0 1 auto;
  }
  .insurance-cta .ins-call{
    display:inline-flex;align-items:center;gap:12px;
    color:var(--navy);border:1px solid var(--navy);background:transparent;
    padding:10px 18px;border-radius:999px;text-decoration:none;
    font-weight:600;font-size:12px;letter-spacing:0.3px;
  }
  .insurance-cta .ins-call:hover{background:var(--navy);color:var(--white);}
  .insurance-cta .ins-call .ins-ic{
    width:32px;height:32px;border-radius:50%;background:rgba(13,48,73,0.08);
    display:flex;align-items:center;justify-content:center;font-size:14px;flex:none;
  }
  .insurance-cta .ins-call:hover .ins-ic{background:rgba(255,255,255,0.15);}
  .insurance-cta .ins-call > span{display:flex;flex-direction:column;line-height:1.2;text-align:left;}
  .insurance-cta .ins-call small{font-size:10px;font-weight:600;letter-spacing:1px;color:var(--text-gray);text-transform:uppercase;}
  .insurance-cta .ins-call:hover small{color:#c8d3da;}
  .insurance-cta .ins-call strong{font-family:'Playfair Display',Georgia,serif;font-size:15px;font-weight:600;}
  .insurance-cta .ins-check{
    text-decoration:none;padding:14px 22px;font-size:11.5px;white-space:nowrap;
  }
  @media(max-width:700px){
    .insurance-cta{flex-direction:column;align-items:flex-start;padding:20px;}
    .insurance-cta .ins-actions{width:100%;}
    .insurance-cta .ins-check{width:100%;text-align:center;}
  }


  /* About section */
  .about-section{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:0;
    padding:60px 40px;
  }
  .about-left h2, .why-block h2{
    color:var(--navy);
    font-family:'Playfair Display',Georgia,serif;
    font-size:24px;
    font-weight:600;
    letter-spacing:0.3px;
    margin-bottom:18px;
  }
  .about-left p{
    font-family:'Poppins',Arial,sans-serif;
    font-size:14px;
    color:var(--text-gray);
    line-height:1.8;
    margin-bottom:24px;
    max-width:480px;
  }
  .about-image img{width:100%;border-radius:2px;}
  .about-right{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:30px;
    padding:60px 40px;
    align-items:start;
  }
  .why-block ul li{
    font-family:'Poppins',Arial,sans-serif;
    font-size:13px;
    color:var(--text-dark);
    display:flex;
    align-items:center;
    gap:10px;
    margin-bottom:14px;
  }
  .why-block ul li .check{color:var(--green);font-weight:bold;}
  .testimonial{
    background:var(--bg-light);
    padding:24px;
    position:relative;
  }
  .testimonial .quote-mark{font-size:34px;color:var(--gold);font-family:'Playfair Display',Georgia,serif;}
  .testimonial p{font-family:'Poppins',Arial,sans-serif;font-size:13px;font-style:italic;color:var(--text-dark);line-height:1.6;margin:10px 0 16px;}
  .testimonial img{width:70px;height:70px;border-radius:50%;object-fit:cover;position:absolute;right:24px;top:20px;}
  .testimonial .stars{color:var(--gold);font-size:14px;}
  .testimonial .author{font-family:'Poppins',Arial,sans-serif;font-size:12px;font-weight:bold;color:var(--navy);margin-bottom:6px;}

  /* Footer */
  .footer{
    background:var(--navy-dark);
    color:var(--white);
    padding:50px 40px 30px;
    display:grid;
    grid-template-columns:1.1fr 1.1fr 1.4fr 0.9fr;
    gap:30px;
    align-items:start;
    font-family:'Poppins',Arial,sans-serif;
  }
  .footer .flogo{display:flex;align-items:center;gap:10px;margin-bottom:18px;}
  .footer .flogo img{width:40px;filter:brightness(0) invert(1);}
  .footer .flogo .name{font-size:20px;font-weight:bold;}
  .footer .flogo .tag{font-size:9px;letter-spacing:2px;color:#cfd8dd;}
  .socials{display:flex;gap:12px;margin-top:16px;}
  .socials a{
    width:30px;height:30px;border-radius:50%;background:rgba(255,255,255,0.1);
    display:flex;align-items:center;justify-content:center;font-size:13px;
  }
  .footer h4{color:var(--gold);font-size:13px;letter-spacing:1px;margin-bottom:16px;}
  .footer p, .footer .contact-line{font-size:12.5px;color:#dfe6ea;margin-bottom:12px;display:flex;gap:10px;align-items:center;}
  .map-box img{width:100%;border-radius:4px;}
  .map-pin{
    background:var(--white);
    color:var(--navy);
    font-size:11px;
    padding:8px 10px;
    position:relative;
    top:-40px;
    left:20px;
    width:170px;
    box-shadow:0 2px 6px rgba(0,0,0,0.2);
  }
  .qr-box{text-align:center;align-self:start;}
  .qr-box h4{text-align:center;}
  .qr-box img{width:130px;height:130px;margin:0 auto 10px;display:block;background:#fff;padding:8px;border-radius:8px;}
  .qr-box .cta{font-family:'Brush Script MT', cursive;color:var(--gold);font-size:16px;line-height:1.2;}
  .map-box{align-self:start;}
  .map-box img{width:100%;border-radius:4px;display:block;}
  .footer-credit{grid-column:1 / -1;text-align:center;font-size:11px;color:#aab4b9;padding-top:14px;margin-top:10px;border-top:1px solid rgba(255,255,255,0.08);}
  .footer-credit a{color:var(--gold);text-decoration:none;}
  .footer-credit a:hover{text-decoration:underline;}



  @media(max-width:1000px){
    .navbar{padding:0 20px;height:70px;}
    .topbar{padding:8px 20px;font-size:11px;flex-wrap:wrap;gap:6px;row-gap:4px;}
    .topbar .left, .topbar .right{gap:14px;}
    .nav-burger{display:flex;}
    .nav-cta .btn-gold span{display:none;}
    .nav-cta .btn-gold{padding:10px 16px;}
    .nav-links{
      display:flex;
      flex-direction:column;
      align-items:stretch;
      gap:0;
      position:fixed;
      top:70px;
      left:0;
      right:0;
      height:auto;
      max-height:calc(100vh - 70px);
      overflow-y:auto;
      background:var(--white);
      border-top:1px solid #eee;
      box-shadow:0 16px 30px rgba(13,48,73,0.12);
      transform:translateY(-8px);
      opacity:0;
      visibility:hidden;
      pointer-events:none;
      transition:opacity 0.2s ease, transform 0.2s ease, visibility 0.2s ease;
    }
    .navbar.nav-open .nav-links{
      opacity:1;
      visibility:visible;
      transform:translateY(0);
      pointer-events:auto;
    }
    .nav-links > li{
      height:auto;
      width:100%;
      flex-direction:column;
      align-items:stretch;
      border-bottom:1px solid #f1efe9;
    }
    .nav-links > li > a,
    .nav-links > li > .nav-toggle{
      height:auto;
      width:100%;
      padding:16px 24px;
      justify-content:space-between;
      border-bottom:none;
    }
    .nav-links > li.active > a,
    .nav-links > li > a:hover{background:var(--bg-light);}
    .nav-links .caret{margin-top:0;}
    .nav-links li.has-dropdown.open .caret{transform:rotate(225deg);}
    .dropdown{
      position:static;
      opacity:1;
      visibility:visible;
      transform:none;
      box-shadow:none;
      border:none;
      border-radius:0;
      background:var(--bg-light);
      padding:4px 0;
      display:none;
      min-width:0;
    }
    .nav-links li.has-dropdown.open .dropdown{display:block;}
    .dropdown a{padding:13px 40px;border-radius:0;}
    .hero{flex-direction:column;height:auto;}
    .hero-left{width:100%;padding:40px 30px;}
    .hero-right{height:280px;}
    .about-section, .about-right, .footer{grid-template-columns:1fr;}
    .feature-strip{padding:28px 24px;}
    .feature-strip .features{grid-template-columns:repeat(2, 1fr);}
    .feature-strip .feature{border-left:none;padding-left:0;}
    .insurance-box{flex-direction:column;align-items:flex-start;}
    .insurance-box .logos{gap:24px;}
  }

  /* ===== Mobile polish (<=768px / <=480px) ===== */
  @media(max-width:768px){
    .topbar{padding:6px 14px;font-size:10.5px;}
    .topbar .left, .topbar .right{gap:10px;flex-wrap:wrap;}
    .navbar{padding:0 14px;}
    .logo .brand-text .name{font-size:19px;}
    .services-board{padding:0 16px 40px;}
    .slider-arrow.prev{left:4px;}
    .slider-arrow.next{right:4px;}
    .service-card .info{flex:0 0 50%;max-width:50%;padding:16px 12px 14px 14px;}
    .service-card .photo-col::before{background:linear-gradient(to right,var(--white) 0%,rgba(255,255,255,0.4) 22%,rgba(255,255,255,0) 55%);}
    .section-heading{padding:30px 16px 20px;gap:14px;}
    .section-heading h2{font-size:18px;white-space:normal;text-align:center;}
    .hero-left{padding:36px 22px;}
    .hero-left h1{font-size:26px;}
    .hero-left .script{font-size:36px;}
    .hero-btns{flex-wrap:wrap;}
    .hero-btns .btn-gold,.hero-btns .btn-outline{flex:1 1 100%;justify-content:center;text-align:center;}
    .hero-badge{position:static;transform:none;margin:16px 22px;min-width:0;width:auto;padding:18px 20px;}
    .hero-right{height:220px;}
    .feature-strip{padding:24px 18px;gap:22px;}
    .feature-strip .features{grid-template-columns:1fr 1fr;gap:12px;}
    .feature-strip .feature{padding:6px 8px;gap:10px;}
    .feature-strip .feature-text{font-size:11px;}
    .insurance-box{padding:18px 20px;gap:16px;}
    .insurance-box .logos{gap:18px;}
    .insurance-box .logos img{height:20px;}
    .about-section,.about-right{padding:36px 20px;gap:22px;}
    .about-left h2,.why-block h2{font-size:20px;}
    .footer{padding:36px 20px 24px;gap:24px;}
    .testimonial img{width:54px;height:54px;top:16px;right:16px;}

    /* Inner page hero + containers (about/contact/portal/services) */
    .page-hero{padding:54px 20px !important;}
    .page-hero h1{font-size:28px !important;line-height:1.2;}
    .page-hero p{font-size:14px !important;}
    .container{padding:44px 18px !important;}
    .two-col{grid-template-columns:1fr !important;gap:32px !important;}
    h2.section-title{font-size:26px !important;}
    h3.card-title{font-size:19px !important;}
    .cta-band{padding:44px 20px !important;}
    .cta-band h2{font-size:24px !important;}
    .contact-info{padding:24px !important;}
    .form-grid{grid-template-columns:1fr !important;}
  }
  @media(max-width:480px){
    .topbar .right{display:none;}
    .feature-strip .features{grid-template-columns:1fr;}
    .hero-left h1{font-size:22px;}
    .hero-left .script{font-size:30px;}
    .service-card{flex:0 0 92%;}
    .service-card .info h3{font-size:15px;}
    .page-hero h1{font-size:24px !important;}
    h2.section-title{font-size:22px !important;}
  }